Pre-paid funeral plans Cwmbran
V A Peterson offers a range of Golden Charter Funeral Plans. There are many benefits to purchasing a funeral plan with us that are held in trust with Golden Charter. If you are interested in discussing the options speak to the professionals at V A Peterson Funeral Services – your local suppliers of pre-paid funeral plans Cwmbran.
Funeral plans can save you money
The cost of funerals is increasing every year. Planning ahead will protect you from rising funeral costs. The reason for this is because if you buy a pre-paid funeral plan you are fixing the cost of the funeral directors services at today’s current prices.
How does it work?
When you buy into a funeral plan your money is protected. All the money you pay is paid into the Golden Charter Trust. Once your plan is fully paid for* the plan is guaranteed to cover the specified funeral directors services included in your plan. Golden Charter offer a range of affordable funeral plans with monthly payment options, meaning you can spread the payments making it an affordable option while locking into today’s funeral prices.
Choose the payment option to suit you
Golden Charter offer a range of payment options to suit you. They include:
Payment in full
A one-off payment offering immediate cover.
12 monthly payments
Spread the cost with 12 monthly interest-free payments via direct debit.
Low-cost funeral plan instalment option
It is possible to spread payments over a longer period of time to keep your monthly repayments as low as possible. The payment terms available can range from between 2 years to 30 years. This option is payable by monthly direct debit and the price depends on the plan of your choice and the number of years you would like to spread the payments over. This payment option is available if you are aged under 78 at the time of application and you will be fully covered at the end of the payment term.
Fixed monthly payments
Fixed monthly payments are available which are payable via direct debit. The price is based on the funeral plan and choice and your age at the time of application. This is a lifetime payment plan. The plan is payable until the time of death or until you reach the age of 90. This option is available for applicants aged 50 to 80. This payment plan offers full protection after two years of consecutive payments. It should be noted that although you can keep your monthly payments low with this option, you may pay more than the funeral plan cost long term.
Third party costs
All the plans include a £1,000 allowance for third party costs which are outside the control of Golden Charter. The third party cost allowance can help cover costs such as burial or cremation fees plus the minister or officiants fee.
Can I add services that are not included in the plan?
Extra services such as flowers, newspaper notices, catering and orders of service can be arranged. These costs are not covered by your plan.
Compare funeral plans
Compare funeral plans and what they include with the useful table below. For more detailed information and an official Golden Charter leaflet, please contact us.
Independent Simple Way Plan
The lowest priced option, this plan covers essential funeral director’s services plus an allowance towards third party costs.
Independent Traditional Way Plan
The most comprehensive option, this plan includes two limousines as well as a superior coffin*, often chosen for burials.
Independent Exclusive Way Plan
If you want a funeral plan that goes a little bit further, the Traditional Way also includes a limousine and a high-quality coffin.
Find the best funeral plan to suit you
(Prices valid until 31st March 2020, prices are subject to change)
| The funeral director’s services included within your plan: | INDEPENDENT SIMPLE WAY | INDEPENDENT TRADITIONAL WAY | INDEPENDENT EXCLUSIVE WAY |
|---|---|---|---|
| FROM £3,495 | FROM £3,850 | FROM £4,099 | |
| Provision of professional services and making all arrangements for the funeral | ✔ | ✔ | ✔ |
| Advice on the certification and registration of the death and related documentation | ✔ | ✔ | ✔ |
| The coffin* | Simple | High Quality | Superior |
| Collection and transportation of the deceased to the funeral director’s premises (within a 25 mile radius) | Within working hours | 24 hours | 24 hours |
| Care of deceased prior to burial or cremation (excluding embalming) | ✔ | ✔ | ✔ |
| Use of chapel of rest or service rooms | ✔ | ✔ | ✔ |
| Family viewing at any pre-arranged time** | ✔ | ✔ | ✔ |
| The funeral service at a local cemetery or crematorium | ✔ | ✔ | ✔ |
| Funeral held on a normal weekday, during working hours | ✔ | ✔ | ✔ |
| Choice of date and time of funeral | ✔ | ✔ | ✔ |
| Funeral procession to funeral location (fees and costs of a service at a separate location not included) | ✔ | ✔ | ✔ |
| Hearse to local crematorium or cemetery | ✔ | ✔ | ✔ |
| Provision of sufficient staff to attend to the coffin as required | ✔ | ✔ | ✔ |
| Limousines | ✖ | One | Two |
Additional Benefits | |||
| An allowance for third party costs | ✔ | ✔ | ✔ |
| A list provided to the family of mourners who sent flowers | ✖ | ✖ | ✔ |
| 24-hour funeral director telephone support for the bereaved | ✔ | ✔ | ✔ |
| Professionally drafted will | Optional | Optional | Optional |
Please note: Our plans don’t include the purchase of a burial plot. Should you choose burial instead of cremation the plans include an allowance towards the opening of a new or existing grave. The purchase of a grave and any monumental work would need to be arranged separately.
Funeral plans tailored to your needs
Golden Charter understand that everyone’s needs are different so they tailor each of their plans to suit you. Just let us know about any personal preferences when you get in touch.